Posts by Shaun Cadwalleder
How To Avoid Paying Unnecessary Tax On Rental Income
Contents Most Landlords Overpay Their Tax First, The Rule Everything Hangs On: Wholly And Exclusively What Actually Counts As An Allowable Expense Repairs vs Improvements: The Distinction That Costs The Most A £6,700 Lesson In Keeping Your Receipts The Deductions Landlords Routinely Leave Behind Whatever Happened To The Wear And Tear Allowance? Don’t Forget The…
Read MoreHow HMRC’s New 55p Mileage Rate Rule Change Affects Your Business Expenses
How To Pay Yourself From A Limited Company: Salary, Dividends Or Loans?
Tips & Advice How To Pay Yourself From A Limited Company: Salary, Dividends Or Loans? Published: 12 September 2025 Reading time: ~4 minutes How To Pay Yourself From A Limited Company Just set up your business and wondering how to pay yourself from a limited company? There are three ways most owner-directors take money from…
Read MoreHow We Cleared £13,000 Of Business Debt And Gave One Director Their Life Back
Success story How We Cleared £13,000 Of Business Debt And Gave One Director Their Life Back Reading time: ~3 minutes When They Found Us On 1 January 2024 a sole director of a limited company reached out to us overwhelmed with worry. Nearly £13,000 of business debt was hanging over them. Personal credit cards were…
Read MoreHe Was Owed £22,000 And Didn’t Know It: The Fast Review That Changed Everything
Success story He Was Owed £22,000 and Didn’t Know It: The Fast Review That Changed Everything Reading time: ~4 minutes The Moment He Called Autumn 2022. A successful UK investor with several companies and family properties reached out. He was wealthy, driven, and building fast. But behind the success was a nagging feeling: he might…
Read MoreHow One Smart Plan Saved Them £17,000 (and Their Sanity)
Success story How One Smart Plan Saved Them £17,000 (and Their Sanity) Reading time: ~2 minutes From locked-out funds to living the dream When this limited company and its two directors came to us in July 2023, they were in a tough position. Their previous accountant had given poor advice, leaving them unable to take…
Read MoreCan You Split a Business to Avoid VAT? Yes… But Here’s the Catch
Tips & Advice Can You Split a Business to Avoid VAT? Yes… But Here’s the Catch Published: 8 July 2025 Reading time: ~6 minutes What on earth is VAT disaggregation? Ever thought, “what if I split my business into two to dodge the VAT registration threshold?” That’s VAT disaggregation (or “artificial separation”) and yes, HMRC…
Read MoreFrom Startup to Multi-Million Exit: How We Turned Ambition into Reality
Success story From Startup to Multi-Million Exit: How We Turned Ambition into Reality Reading time: ~2 minutes Starting a Business In April 2023, a fledgling business from Birmingham came to us with big dreams but had only just begun earning revenue. Incorporated in February 2022, they had a vision but they needed a trusted partner…
Read MoreMaking Tax Digital for Income Tax Self Assessment (MTD for ITSA) – What You Need to Know
Tips & Advice Making Tax Digital for Income Tax Self Assessment (MTD for ITSA) – What You Need to Know Published: 22 May 2025 Reading time: ~5 minutes Making Tax Digital for Income Tax Self Assessment (MTD for ITSA) From April 2026, the way millions of self-employed individuals and landlords report their income to HMRC…
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