Success story
He Was Owed £22,000 and Didn’t Know It: The Fast Review That Changed Everything
Reading time: ~4 minutes
The Moment He Called
Autumn 2022. A successful UK investor with several companies and family properties reached out. He was wealthy, driven, and building fast. But behind the success was a nagging feeling: he might be missing opportunities to save tax.
His previous accountant handled the basics: bookkeeping, annual accounts, ticking boxes. What he didn’t get was proactive advice. As his ventures multiplied, so did the complexity. He wanted a tax accountant who would think ahead, protect his time, and protect his money.
The Overlooked Opportunity
When we reviewed his situation, we saw a clear opening. He had made substantial investments in government-backed growth schemes (SEIS and EIS) in the same tax year he joined us. His previous accountants had not suggested a carry-back claim to maximise the available tax relief, and he didn’t know it was possible.
That’s where we stepped in.
What We Did (In Plain English)
- We ran a careful review of his current-year investment and unused allowances.
- We identified the opportunity to carry back the relief to the prior tax year, unlocking a larger refund.
- We prepared the claim and sent a clear, well-structured letter to HMRC.
- We secured not just the refund, but interest paid on top.
No jargon. No drama. Just methodical work that respected his time and his goals. Because he’d just welcomed a new baby, we kept every call short, every request clear, and handled everything we could in the background. We work remotely with secure tools, so whether our clients are in London, Manchester, Cornwall or overseas we move fast without needing meetings that steal their day.
The Payoff
In the first year with us:
- £22,000 cash refund landed back in his pocket, plus interest. That’s the price of a new family car or a month off to enjoy newborn cuddles, and then some!
- His SEIS/EIS investment relief was fully maximised, preventing future waste.
- He asked us to take over both personal and company affairs so he could focus on what matters most.
How life feels now
He’s still growing his family’s wealth through property, businesses, and investments, but with less stress and more time. With a new child at home, evenings are for family, not spreadsheets. He trusts us to run the finances, from tax planning and compliance to payroll services and bookkeeping services across his companies.
He’s now planning a move to Cornwall, eyeing a beautiful multi‑million‑pound home by the sea. We’re mapping the next steps: smarter structures, long‑term planning for passing wealth down the family line, and a plan that supports his goal to grow his business empire beyond £50m, without tying him to the desk.
Why This Matters (Even If You Already Have An Accountant)
Many UK investors and business owners assume everything is handled. Yet we regularly see carry-back claims overlooked, allowances unused, and refunds waiting. It’s not about squeezing the tax rules, it’s about not leaving your own money behind.
If you’re searching for a small business accountant, a tax accountant who can handle complex personal and company affairs, or simply an accountant who works remotely and gets things done, we can help. We serve clients across the UK and abroad, operating fully online with clear communication and fixed‑fee options.
Typical Wins We Uncover
- Investment relief claims (like SEIS/EIS) that turn into cash refunds, with or without carry-back.
- Cleaner company accounts that make faster decisions possible.
- Joined‑up tax planning that supports life goals like new homes, new babies, big exits.
Work With Trusted Advisers, Not Box-Tickers
Our clients don’t want more forms. They want a partner who understands ambition and family. Someone to protect the downside, free their time, and keep them moving towards the next milestone, whether that’s a £50m valuation, a house by the sea, or simply stress‑free finances.
We can help you from anywhere, London to Cornwall, Edinburgh to Birmingham, or wherever you call home. Remote, responsive, and on your side.
Ready To See What’s Hiding In Plain Sight?
If you’ve invested, grown, and suspect you’re still missing out, let’s talk. Book your first consultation free. We’ll review where you are, where you want to be, and show you the simplest path to get there, without the jargon and without the wasted time.